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    <title>Our Blog</title>
    <link>https://eb.howdengroup.co.uk</link>
    <description>Learn how Howden Employee Benefits &amp; Wellbeing can help advise, design and create benefits for your employees.</description>
    <language>en-us</language>
    <pubDate>Tue, 27 Nov 2018 12:42:43 GMT</pubDate>
    <dc:date>2018-11-27T12:42:43Z</dc:date>
    <dc:language>en-us</dc:language>
    <item>
      <title>How much are you worth dead?</title>
      <link>https://eb.howdengroup.co.uk/how-much-are-you-worth-dead</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/how-much-are-you-worth-dead" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/edit-051668.jpg" alt="edit-051668" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div&gt;&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/how-much-are-you-worth-dead" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/edit-051668.jpg" alt="edit-051668" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div&gt;&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=3357155&amp;amp;k=14&amp;amp;r=https%3A%2F%2Feb.howdengroup.co.uk%2Fhow-much-are-you-worth-dead&amp;amp;bu=https%253A%252F%252Feb.howdengroup.co.uk&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>HR</category>
      <category>life insurance</category>
      <pubDate>Tue, 27 Nov 2018 12:27:43 GMT</pubDate>
      <guid>https://eb.howdengroup.co.uk/how-much-are-you-worth-dead</guid>
      <dc:date>2018-11-27T12:27:43Z</dc:date>
      <dc:creator>Our Secret Benefits Consultant</dc:creator>
    </item>
    <item>
      <title>The growing phenomenon of renewal by paralysis</title>
      <link>https://eb.howdengroup.co.uk/the-growing-phenomenon-of-renewal-by-paralysis</link>
      <description>&lt;p&gt;&lt;/p&gt;
&lt;div&gt;
 &lt;img src="https://eb.howdengroup.co.uk/hubfs/edit-051668.jpg" alt="edit-051668"&gt;
&lt;/div&gt;</description>
      <content:encoded>&lt;p&gt;&lt;/p&gt;
&lt;div&gt;
 &lt;img src="https://eb.howdengroup.co.uk/hubfs/edit-051668.jpg" alt="edit-051668"&gt;
&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=3357155&amp;amp;k=14&amp;amp;r=https%3A%2F%2Feb.howdengroup.co.uk%2Fthe-growing-phenomenon-of-renewal-by-paralysis&amp;amp;bu=https%253A%252F%252Feb.howdengroup.co.uk&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>employeebenefits</category>
      <category>employee benefits</category>
      <category>HR</category>
      <pubDate>Fri, 02 Nov 2018 09:00:00 GMT</pubDate>
      <guid>https://eb.howdengroup.co.uk/the-growing-phenomenon-of-renewal-by-paralysis</guid>
      <dc:date>2018-11-02T09:00:00Z</dc:date>
      <dc:creator>Our Secret Benefits Consultant</dc:creator>
    </item>
    <item>
      <title>Heart, head and budgets – why making internal policies clear is essential</title>
      <link>https://eb.howdengroup.co.uk/heart-head-and-budgets-why-making-internal-policies-clear-is-essential</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/heart-head-and-budgets-why-making-internal-policies-clear-is-essential" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/edit-051668.jpg" alt="edit-051668" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div&gt;&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/heart-head-and-budgets-why-making-internal-policies-clear-is-essential" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/edit-051668.jpg" alt="edit-051668" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div&gt;&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=3357155&amp;amp;k=14&amp;amp;r=https%3A%2F%2Feb.howdengroup.co.uk%2Fheart-head-and-budgets-why-making-internal-policies-clear-is-essential&amp;amp;bu=https%253A%252F%252Feb.howdengroup.co.uk&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Benefits Consultant</category>
      <category>secret diary</category>
      <category>medical insurance</category>
      <category>HR</category>
      <pubDate>Mon, 08 Oct 2018 12:50:59 GMT</pubDate>
      <guid>https://eb.howdengroup.co.uk/heart-head-and-budgets-why-making-internal-policies-clear-is-essential</guid>
      <dc:date>2018-10-08T12:50:59Z</dc:date>
      <dc:creator>Our Secret Benefits Consultant</dc:creator>
    </item>
    <item>
      <title>What mistakes can happen when it comes to maternity leave and life insurance?</title>
      <link>https://eb.howdengroup.co.uk/what-mistakes-can-happen-when-it-comes-to-maternity-leave-and-life-insurance</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/what-mistakes-can-happen-when-it-comes-to-maternity-leave-and-life-insurance" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/LinkedIn%20698x400%20-%20top%20secret.jpg" alt="LinkedIn 698x400 - top secret" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div&gt;&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/what-mistakes-can-happen-when-it-comes-to-maternity-leave-and-life-insurance" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/LinkedIn%20698x400%20-%20top%20secret.jpg" alt="LinkedIn 698x400 - top secret" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div&gt;&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=3357155&amp;amp;k=14&amp;amp;r=https%3A%2F%2Feb.howdengroup.co.uk%2Fwhat-mistakes-can-happen-when-it-comes-to-maternity-leave-and-life-insurance&amp;amp;bu=https%253A%252F%252Feb.howdengroup.co.uk&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Insider</category>
      <category>secretdiary</category>
      <category>employee benefits</category>
      <category>HR</category>
      <category>maternity leave</category>
      <category>life insurance</category>
      <category>income protection</category>
      <category>psyon</category>
      <pubDate>Wed, 12 Sep 2018 08:39:31 GMT</pubDate>
      <guid>https://eb.howdengroup.co.uk/what-mistakes-can-happen-when-it-comes-to-maternity-leave-and-life-insurance</guid>
      <dc:date>2018-09-12T08:39:31Z</dc:date>
      <dc:creator>Our Secret Benefits Consultant</dc:creator>
    </item>
    <item>
      <title>Do you need to rethink your medical insurance when sending employees overseas?</title>
      <link>https://eb.howdengroup.co.uk/do-you-need-to-rethink-your-medical-insurance-when-sending-employees-overseas</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/do-you-need-to-rethink-your-medical-insurance-when-sending-employees-overseas" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/The-Secret-Diary-Image.jpg" alt="The-Secret-Diary-Image" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt; 
&lt;div&gt;&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/do-you-need-to-rethink-your-medical-insurance-when-sending-employees-overseas" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/The-Secret-Diary-Image.jpg" alt="The-Secret-Diary-Image" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt; 
&lt;div&gt;&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=3357155&amp;amp;k=14&amp;amp;r=https%3A%2F%2Feb.howdengroup.co.uk%2Fdo-you-need-to-rethink-your-medical-insurance-when-sending-employees-overseas&amp;amp;bu=https%253A%252F%252Feb.howdengroup.co.uk&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Insider</category>
      <category>Benefits Consultant</category>
      <category>secret diary</category>
      <category>secretdiary</category>
      <category>employeebenefits</category>
      <category>employee benefits</category>
      <category>expat</category>
      <category>overseas employees</category>
      <category>medical insurance</category>
      <pubDate>Tue, 28 Aug 2018 13:16:59 GMT</pubDate>
      <guid>https://eb.howdengroup.co.uk/do-you-need-to-rethink-your-medical-insurance-when-sending-employees-overseas</guid>
      <dc:date>2018-08-28T13:16:59Z</dc:date>
      <dc:creator>Our Secret Benefits Consultant</dc:creator>
    </item>
    <item>
      <title>Death in paradise</title>
      <link>https://eb.howdengroup.co.uk/the-secret-diary-of-a-benefits-consultant-death-in-paradise</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/the-secret-diary-of-a-benefits-consultant-death-in-paradise" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/The-Secret-Diary-Image.jpg" alt="The-Secret-Diary-Image" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt; 
&lt;div&gt;&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://eb.howdengroup.co.uk/the-secret-diary-of-a-benefits-consultant-death-in-paradise" title="" class="hs-featured-image-link"&gt; &lt;img src="https://eb.howdengroup.co.uk/hubfs/The-Secret-Diary-Image.jpg" alt="The-Secret-Diary-Image" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;&lt;/p&gt; 
&lt;div&gt;&lt;/div&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=3357155&amp;amp;k=14&amp;amp;r=https%3A%2F%2Feb.howdengroup.co.uk%2Fthe-secret-diary-of-a-benefits-consultant-death-in-paradise&amp;amp;bu=https%253A%252F%252Feb.howdengroup.co.uk&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Insider</category>
      <category>Benefits Consultant</category>
      <category>secret diary</category>
      <category>employee benefits</category>
      <pubDate>Tue, 14 Aug 2018 13:10:00 GMT</pubDate>
      <guid>https://eb.howdengroup.co.uk/the-secret-diary-of-a-benefits-consultant-death-in-paradise</guid>
      <dc:date>2018-08-14T13:10:00Z</dc:date>
      <dc:creator>Our Secret Benefits Consultant</dc:creator>
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